Balanced Market
Mortgage Rates in Kamloops, BC
Kamloops is BC's fourth-largest city with a growing economy, Thompson Rivers University, and significantly more affordable prices than the coast.
Avg Home Price
$520,000
Benchmark Price
$500,000
Year-Over-Year
↓ 2.4%
Best 5-Yr Fixed
4.89%
Today's Best Rates Near Kamloops
| Rate Type | Best Rate |
|---|---|
| 5-Year Fixed | 4.89% |
| 5-Year Variable | 3.62% |
| 3-Year Fixed | 4.74% |
| 2-Year Fixed | 5.1% |
| HELOC | 5.15% |
*Based on $500K mortgage, 25-year amortization, Canadian semi-annual compounding. Last updated: August 24, 2026.
Kamloops Real Estate Market
Balanced Market: Supply and demand are roughly equal — a stable environment for buyers and sellers.
Kamloops is BC's fourth-largest city with a growing economy, Thompson Rivers University, and significantly more affordable prices than the coast.
Land Transfer Tax — Kamloops
Kamloops buyers pay BC's Property Transfer Tax. First-time buyers may be exempt on homes up to $500K.
Neighbourhoods in Kamloops
SahaliAberdeenBrocklehurstValleyviewJuniper Ridge
Frequently Asked Questions
What is the average home price in Kamloops?
The average home price in Kamloops is approximately $520,000, significantly more affordable than Vancouver or Victoria.
Is Kamloops a good place to buy real estate?
Kamloops offers strong affordability, TRU university rental demand, a growing economy, and outdoor lifestyle amenities.
What is Kamloops' economy based on?
Kamloops has a diversified economy including healthcare, government, education (TRU), transportation, and natural resources.
Is TRU in Kamloops good for real estate investment?
Thompson Rivers University creates consistent student rental demand. Areas near the university perform well as rental investments.
What are the best areas in Kamloops?
Sahali and Aberdeen are popular family areas. Juniper Ridge has newer homes with views. Brocklehurst is more affordable.
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