Mortgage Stress Test Calculator
Canada's federal stress test requires you to qualify at the higher of the Bank of Canada's 5-year benchmark rate (currently 5.25%) or your contract rate plus 2%. Enter your income and debts to see your maximum qualifying purchase price.
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Canada's federal stress test requires you to qualify at the higher of the Bank of Canada's 5-year benchmark rate (currently 5.25%) or your contract rate plus 2%. Enter your income and debts to see your maximum qualifying purchase price.
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A broker can run these numbers for your exact situation — free.