Mortgage Rates in Surrey, BC
Surrey is Metro Vancouver's fastest-growing city and is projected to surpass Vancouver in population. It offers more affordable entry points to the Metro Vancouver market.
Avg Home Price
$980,000
Benchmark Price
$940,000
Year-Over-Year
↓ 2.1%
Best 5-Yr Fixed
4.89%
Today's Best Rates Near Surrey
| Rate Type | Best Rate |
|---|---|
| 5-Year Fixed | 4.89% |
| 5-Year Variable | 5.45% |
| 3-Year Fixed | 4.74% |
| 2-Year Fixed | 5.1% |
| HELOC | 6.2% |
*Based on $500K mortgage, 25-year amortization, Canadian semi-annual compounding. Last updated: May 25, 2026.
Surrey Real Estate Market
Balanced Market: Supply and demand are roughly equal — a stable environment for buyers and sellers.
Surrey is Metro Vancouver's fastest-growing city and is projected to surpass Vancouver in population. It offers more affordable entry points to the Metro Vancouver market.
Land Transfer Tax — Surrey
Surrey buyers pay BC's Property Transfer Tax. First-time buyers may be exempt on homes up to $500K.
Neighbourhoods in Surrey
Frequently Asked Questions
What is the average home price in Surrey BC?
Is Surrey a good alternative to Vancouver?
What are the best neighbourhoods in Surrey?
Does Surrey have good transit to Vancouver?
Is Surrey real estate a good investment?
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