Mortgage Rates in Victoria, BC
Victoria is BC's capital city with a mild climate, strong tourism economy, and growing tech sector making it one of Canada's most desirable places to live.
Avg Home Price
$850,000
Benchmark Price
$820,000
Year-Over-Year
↓ 2.9%
Best 5-Yr Fixed
4.89%
Today's Best Rates Near Victoria
| Rate Type | Best Rate |
|---|---|
| 5-Year Fixed | 4.89% |
| 5-Year Variable | 5.45% |
| 3-Year Fixed | 4.74% |
| 2-Year Fixed | 5.1% |
| HELOC | 6.2% |
*Based on $500K mortgage, 25-year amortization, Canadian semi-annual compounding. Last updated: May 25, 2026.
Victoria Real Estate Market
Balanced Market: Supply and demand are roughly equal — a stable environment for buyers and sellers.
Victoria is BC's capital city with a mild climate, strong tourism economy, and growing tech sector making it one of Canada's most desirable places to live.
Land Transfer Tax — Victoria
Victoria buyers pay BC's Property Transfer Tax. First-time buyers may be exempt on homes up to $500K.
Neighbourhoods in Victoria
Frequently Asked Questions
What is the average home price in Victoria BC?
Is Victoria a good place to buy real estate?
What are the best neighbourhoods in Victoria BC?
Is Langford more affordable than Victoria?
What is the tech scene like in Victoria?
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