Balanced Market
Mortgage Rates in Quebec City, QC
Quebec City is one of Canada's most historically significant cities with very affordable real estate and a stable government employment base.
Avg Home Price
$320,000
Benchmark Price
$305,000
Year-Over-Year
↑ 1.8%
Best 5-Yr Fixed
4.89%
Today's Best Rates Near Quebec City
| Rate Type | Best Rate |
|---|---|
| 5-Year Fixed | 4.89% |
| 5-Year Variable | 5.45% |
| 3-Year Fixed | 4.74% |
| 2-Year Fixed | 5.1% |
| HELOC | 6.2% |
*Based on $500K mortgage, 25-year amortization, Canadian semi-annual compounding. Last updated: May 25, 2026.
Quebec City Real Estate Market
Balanced Market: Supply and demand are roughly equal — a stable environment for buyers and sellers.
Quebec City is one of Canada's most historically significant cities with very affordable real estate and a stable government employment base.
Land Transfer Tax — Quebec City
Quebec City buyers pay Quebec's Welcome Tax on property transfers.
Neighbourhoods in Quebec City
Old QuebecMontcalmSaint-SauveurSainte-FoyLimoilou
Frequently Asked Questions
What is the average home price in Quebec City?
The average home price in Quebec City is approximately $320,000, making it one of Canada's most affordable major cities.
Is Quebec City a good place to buy real estate?
Quebec City offers excellent affordability, stable government employment, a UNESCO World Heritage old city, and strong quality of life.
What are the best neighbourhoods in Quebec City?
Old Quebec is historic and touristy. Montcalm is popular with professionals. Limoilou is trending with young buyers. Sainte-Foy is suburban and family-friendly.
Is Quebec City primarily French-speaking?
Yes — Quebec City is more uniformly French-speaking than Montreal. English services are available but less prevalent.
Is Quebec City real estate a good investment?
Quebec City's affordability and stable economy make it attractive for investors. Tourism-driven short-term rental demand in Old Quebec can be strong.
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