Balanced Market
Mortgage Rates in Gatineau, QC
Gatineau sits across the Ottawa River from Canada's capital, offering Quebec pricing with access to federal government jobs in Ottawa.
Avg Home Price
$380,000
Benchmark Price
$360,000
Year-Over-Year
↑ 1.6%
Best 5-Yr Fixed
4.89%
Today's Best Rates Near Gatineau
| Rate Type | Best Rate |
|---|---|
| 5-Year Fixed | 4.89% |
| 5-Year Variable | 5.45% |
| 3-Year Fixed | 4.74% |
| 2-Year Fixed | 5.1% |
| HELOC | 6.2% |
*Based on $500K mortgage, 25-year amortization, Canadian semi-annual compounding. Last updated: May 25, 2026.
Gatineau Real Estate Market
Balanced Market: Supply and demand are roughly equal — a stable environment for buyers and sellers.
Gatineau sits across the Ottawa River from Canada's capital, offering Quebec pricing with access to federal government jobs in Ottawa.
Land Transfer Tax — Gatineau
Gatineau buyers pay Quebec's Welcome Tax on property transfers.
Neighbourhoods in Gatineau
HullAylmerBuckinghamMasson-AngersOld Chelsea
Frequently Asked Questions
What is the average home price in Gatineau?
The average home price in Gatineau is approximately $380,000, significantly less than across the river in Ottawa.
Is it smart to live in Gatineau and work in Ottawa?
Many federal government employees live in Gatineau for lower prices and Quebec's social programs while working in Ottawa. Cross-border commuting is very common.
What are the tax implications of living in Quebec and working in Ontario?
Living in Quebec means paying Quebec provincial taxes, which are higher than Ontario. However, Quebec offers more social programs. Consult a cross-border tax advisor.
Is Gatineau real estate a good value?
Gatineau offers exceptional value — similar homes can cost $100-200K less than in Ottawa while providing access to the same federal employment market.
What are the best neighbourhoods in Gatineau?
Aylmer is the most popular upscale area. Hull is central and walkable. Buckingham is more affordable. Old Chelsea nearby is rural and charming.
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