Seller's Market
Mortgage Rates in St. Albert, AB
St. Albert is Edmonton's most affluent satellite city with top-ranked schools, safe streets, and a strong sense of community.
Avg Home Price
$470,000
Benchmark Price
$450,000
Year-Over-Year
↑ 4.4%
Best 5-Yr Fixed
4.89%
Today's Best Rates Near St. Albert
| Rate Type | Best Rate |
|---|---|
| 5-Year Fixed | 4.89% |
| 5-Year Variable | 5.45% |
| 3-Year Fixed | 4.74% |
| 2-Year Fixed | 5.1% |
| HELOC | 6.2% |
*Based on $500K mortgage, 25-year amortization, Canadian semi-annual compounding. Last updated: May 25, 2026.
St. Albert Real Estate Market
Seller's Market: Demand exceeds supply — homes sell quickly and often above asking price.
St. Albert is Edmonton's most affluent satellite city with top-ranked schools, safe streets, and a strong sense of community.
Land Transfer Tax — St. Albert
St. Albert has no land transfer tax.
Neighbourhoods in St. Albert
Lacombe ParkBraesideErin RidgeRiversideKingswood
Frequently Asked Questions
What is the average home price in St. Albert?
The average home price in St. Albert is approximately $470,000, premium priced relative to Edmonton for its school rankings and community quality.
Why is St. Albert so popular for families?
St. Albert consistently has some of Alberta's top-ranked schools, very low crime rates, excellent parks and trails, and strong community programming.
Is St. Albert more expensive than Edmonton?
Yes — St. Albert commands a premium of 10-15% over comparable Edmonton properties due to its school rankings and community quality.
Does St. Albert have a land transfer tax?
No — like all of Alberta, St. Albert has no land transfer tax.
Is St. Albert real estate a good investment?
St. Albert's family appeal, school rankings, and proximity to Edmonton create consistent demand and stable long-term values.
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