Seller's Market

Mortgage Rates in Calgary, AB

Calgary is Alberta's largest city with a booming economy, no provincial income tax, and no land transfer tax — making it one of Canada's best value major markets.

Avg Home Price

$580,000

Benchmark Price

$555,000

Year-Over-Year

5.1%

Best 5-Yr Fixed

4.89%

Today's Best Rates Near Calgary

Rate TypeBest Rate
5-Year Fixed4.89%
5-Year Variable5.45%
3-Year Fixed4.74%
2-Year Fixed5.1%
HELOC6.2%

*Based on $500K mortgage, 25-year amortization, Canadian semi-annual compounding. Last updated: May 25, 2026.

Calgary Real Estate Market

Seller's Market: Demand exceeds supply — homes sell quickly and often above asking price.

Calgary is Alberta's largest city with a booming economy, no provincial income tax, and no land transfer tax — making it one of Canada's best value major markets.

Land Transfer Tax — Calgary

Calgary has no land transfer tax, saving buyers thousands compared to Ontario or BC.

Neighbourhoods in Calgary

BeltlineMissionInglewoodKensingtonNW Calgary

Frequently Asked Questions

What is the average home price in Calgary?
The average home price in Calgary is approximately $580,000, with strong year-over-year appreciation of 5%+ driven by interprovincial migration.
Why is Calgary real estate growing so fast?
Calgary is benefiting from strong interprovincial migration from BC and Ontario, driven by affordability, no provincial income tax, no land transfer tax, and strong energy sector employment.
Does Calgary have a land transfer tax?
No — Calgary and all of Alberta have no land transfer tax, saving buyers $10,000-$20,000+ compared to similar purchases in Ontario or BC.
What are the best neighbourhoods in Calgary?
Beltline and Mission are popular urban neighbourhoods. Inglewood is trendy. Kensington is walkable. NW Calgary communities like Tuscany and Evanston are popular for families.
Is Calgary real estate a good investment?
Calgary's population growth, no land transfer tax, no provincial income tax, and relative affordability make it one of Canada's strongest real estate investment markets currently.

Other Cities in Alberta

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