Balanced Market

Mortgage Rates in Dartmouth, NS

Dartmouth sits across Halifax Harbour and offers more affordable real estate with ferry and bridge connections to Halifax.

Avg Home Price

$420,000

Benchmark Price

$400,000

Year-Over-Year

0.8%

Best 5-Yr Fixed

4.89%

Today's Best Rates Near Dartmouth

Rate TypeBest Rate
5-Year Fixed4.89%
5-Year Variable5.45%
3-Year Fixed4.74%
2-Year Fixed5.1%
HELOC6.2%

*Based on $500K mortgage, 25-year amortization, Canadian semi-annual compounding. Last updated: May 25, 2026.

Dartmouth Real Estate Market

Balanced Market: Supply and demand are roughly equal — a stable environment for buyers and sellers.

Dartmouth sits across Halifax Harbour and offers more affordable real estate with ferry and bridge connections to Halifax.

Land Transfer Tax — Dartmouth

Dartmouth (HRM) charges a deed transfer tax of 1.5% of the purchase price.

Neighbourhoods in Dartmouth

Downtown DartmouthDartmouth CrossingCole HarbourEastern PassageWoodside

Frequently Asked Questions

What is the average home price in Dartmouth NS?
The average home price in Dartmouth is approximately $420,000, typically $50-80K less than comparable Halifax properties.
Is Dartmouth a good alternative to Halifax?
Yes — Dartmouth offers better affordability with ferry and bridge access to Halifax. The area is popular with first-time buyers.
What are the best areas in Dartmouth?
Cole Harbour is suburban and family-friendly. Downtown Dartmouth is gentrifying with waterfront development. Eastern Passage offers coastal living.
Does Dartmouth have good transit to Halifax?
Dartmouth is connected to Halifax via two bridges and a downtown ferry service. Halifax Transit serves both communities.
Is Dartmouth real estate a good investment?
Dartmouth's affordability relative to Halifax and ongoing waterfront development make it an increasingly attractive market.

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