Balanced Market
Mortgage Rates in Saint John, NB
Saint John is New Brunswick's largest city and an industrial port city with very affordable real estate and a strong Irving Industries employment base.
Avg Home Price
$260,000
Benchmark Price
$248,000
Year-Over-Year
↑ 2.1%
Best 5-Yr Fixed
4.89%
Today's Best Rates Near Saint John
| Rate Type | Best Rate |
|---|---|
| 5-Year Fixed | 4.89% |
| 5-Year Variable | 5.45% |
| 3-Year Fixed | 4.74% |
| 2-Year Fixed | 5.1% |
| HELOC | 6.2% |
*Based on $500K mortgage, 25-year amortization, Canadian semi-annual compounding. Last updated: May 25, 2026.
Saint John Real Estate Market
Balanced Market: Supply and demand are roughly equal — a stable environment for buyers and sellers.
Saint John is New Brunswick's largest city and an industrial port city with very affordable real estate and a strong Irving Industries employment base.
Land Transfer Tax — Saint John
New Brunswick charges a land transfer tax of 0.5%.
Neighbourhoods in Saint John
Uptown Saint JohnSouth EndNorth EndMillidgevilleRothesay
Frequently Asked Questions
What is the average home price in Saint John NB?
The average home price in Saint John is approximately $260,000, making it one of Canada's most affordable cities.
What is Saint John's economy based on?
Saint John's economy is anchored by Irving Industries (oil refining, shipbuilding, forestry), port activity, healthcare, and government.
Is Saint John NB a good place to invest in real estate?
Saint John's affordability produces strong rental yields. The Irving presence provides stable employment and rental demand.
What are the best neighbourhoods in Saint John?
Millidgeville is popular for families. Uptown Saint John is the walkable urban core. Rothesay nearby is the most prestigious suburb.
Is Saint John NB safe?
Saint John has some neighbourhood variation in safety. Millidgeville, Rothesay, and the South End are considered desirable areas.
Other Cities in New Brunswick
Get Your Saint John Rate Quote
Licensed New Brunswick brokers — free, no credit check.