Balanced Market

Mortgage Brokers in Regina, SK

Find and compare licensed mortgage brokers in Regina, SK. Get free quotes from multiple brokers and save thousands on your Regina mortgage. No credit check required.

Avg Home Price

$310,000

Best 5-Yr Fixed

4.89%

Year-Over-Year

2.8%

Get Matched With a Regina Broker

Free quotes from licensed brokers — no credit check.

No credit check. No obligation. Licensed brokers only.

Why Use a Mortgage Broker in Regina?

Access to 50+ Lenders

One application, dozens of offers — banks, credit unions, and monoline lenders you'd never find on your own.

Free Service

Brokers are paid by the lender when your mortgage closes. Expert advice at zero cost to you.

Better Rates Than Banks

Brokers negotiate volume discounts. Most clients save 0.1–0.5% vs going directly to their bank.

Local Market Expertise

Licensed brokers know your local market — prices, lender preferences, and programs specific to your province.

How It Works

01

Submit Your Info

Answer a few questions about your home and finances. Takes under 2 minutes.

02

We Match You

We match you with licensed Regina brokers who specialize in your situation.

03

Brokers Compete

Multiple brokers present their best rates. You choose the offer that works — free.

Current Mortgage Rates in Regina

Rate TypeBest Rate
5-Year Fixed4.89%
5-Year Variable5.45%
3-Year Fixed4.74%
2-Year Fixed5.1%
HELOC6.2%

*Based on $500K mortgage, 25-year amortization, Canadian semi-annual compounding.

About the Regina Mortgage Market

Regina is Saskatchewan's capital with stable government employment, very affordable housing, and the University of Regina.

Avg Home Price

$310,000

Market

Balanced Market

Land Transfer Tax

Saskatchewan charges a small land title transfer fee but no percentage-based land transfer tax.

Frequently Asked Questions

How do I find a licensed mortgage broker in Regina?
Licensed mortgage brokers in Regina are regulated by FCAA. Use LendGuide.ca to get matched with vetted, licensed Regina brokers instantly — submit your info and receive quotes within 24 hours. No cold calls, no credit check required.
How much does a mortgage broker cost in Regina?
Mortgage brokers in Regina are completely free to borrowers in virtually all cases. Lenders pay the broker a finder's fee (typically 0.5–1.2% of the mortgage amount) when they place your mortgage. You get expert advice and access to 50+ lenders at no direct cost to you.
What is the best mortgage rate in Regina right now?
The best 5-year fixed mortgage rate available in Regina is currently around 4.89%. Variable rates start at approximately 5.45%. A licensed broker can often negotiate rates not publicly advertised — submit your info to see personalized quotes based on your situation.
How long does mortgage approval take in Regina?
In Regina, a mortgage pre-approval typically takes 1–3 business days with a broker who can submit to multiple lenders simultaneously. Full approval and funding generally takes 5–10 business days once all documentation is submitted and the property is appraised. Brokers often move faster than banks because they manage the process end-to-end.
Should I use a broker or go directly to my bank in Regina?
Most Regina homebuyers save money using a broker over going directly to a bank. A broker shops your application to 50+ lenders — including banks, credit unions, and monoline lenders — to find your best rate. Given Regina's average home price of $310,000, even a 0.1% rate improvement can save you thousands over a 5-year term. The service is free, so there's no reason not to compare.

Other Cities in Saskatchewan

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