Licensed Professionals

Mortgage Brokers in Ontario

Find licensed mortgage brokers across Ontario. Free service — brokers compete for your mortgage so you get the best rate from 50+ lenders. Ontario is Canada's most populous province and its largest mortgage market, with home prices ranging from under $400K in smaller cities to over $1.

Serving all of Ontario

Access to 50+ lenders

Free service — lender-paid

No credit check required

Find Mortgage Brokers by City in Ontario

Toronto

Avg $1,100,000 · Balanced Market

-3.2%

Mississauga

Avg $920,000 · Balanced Market

-2.8%

Brampton

Avg $820,000 · Balanced Market

-2.1%

Ottawa

Avg $650,000 · Balanced Market

-1.4%

Hamilton

Avg $720,000 · Buyer's Market

-4.1%

London

Avg $590,000 · Buyer's Market

-3.8%

Markham

Avg $1,050,000 · Balanced Market

-2.5%

Vaughan

Avg $1,020,000 · Balanced Market

-2.2%

Kitchener

Avg $620,000 · Buyer's Market

-5.2%

Windsor

Avg $450,000 · Balanced Market

+1.2%

About the Ontario Mortgage Market

Ontario is Canada's most populous province and its largest mortgage market, with home prices ranging from under $400K in smaller cities to over $1.2M in Toronto.

Avg Home Price

$820,000

Best 5-Yr Fixed

4.89%

Year-Over-Year

-2.1%

Frequently Asked Questions

How do I find a licensed mortgage broker in Ontario?

Licensed mortgage brokers in Ontario are regulated provincially. Use LendGuide.ca to get matched with vetted brokers instantly — no credit check required.

How much do mortgage brokers charge in Ontario?

Mortgage brokers in Ontario are free to borrowers in virtually all cases. Lenders pay the broker a finder's fee (0.5–1.2% of the mortgage) when your mortgage closes.

What is the best mortgage rate in Ontario?

The best 5-year fixed rate in Ontario is currently around 4.89%. Variable rates start at approximately 5.45%. A broker can often find rates not publicly advertised.

Do I need a local broker or can I use any Canadian broker?

In Ontario, you can use any broker licensed in your province. However, local brokers often have better knowledge of Ontario-specific programs, lender preferences, and market conditions.

What is the land transfer tax situation in Ontario?

Up to $4,000 provincial LTT rebate + up to $4,475 Toronto LTT rebate

View Ontario Mortgage Rates →

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Licensed Ontario brokers — free, no credit check.

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